Providing licensed or certified services
- Applying to provide licensed market services How to apply to provide licensed market services under the FMC Act.
- Applying to be a licensed insurer You apply to the Reserve Bank for a licence to be an insurer.
- Applying to be a non-bank deposit taker You apply to the Reserve Bank for licensing as a non-bank deposit taker (NBDT).
- Applying to register as a bank All banks operating in New Zealand must be registered with the Reserve Bank.
- Applying for certification as a lender or mobile trader Lenders or mobile traders must be certified as 'fit and proper' by the Commerce Commission.
Other help topics
Getting started on the register
Before you can register as a financial service provider, maintain your details, or use the register, there are a few things you need to know.
Registering a financial service provider (FSP)
To register as a financial service provider you must apply online. The process depends on what kind of provider you are — an individual or an entity.
Dispute resolution schemes (DRSs)
If you provide financial services to retail clients, you must join a DRS within 10 working days of registering and keep your membership details up to date on the Financial Service Providers Register (FSPR).
Filing an annual confirmation
To remain registered as a financial service provider (FSP) you must confirm your FSP's details and services each year. Find out how to file your confirmation online, or to change the month you do it
Managing your registration as a financial service provider (FSP)
All FSPs must keep their details on the register up to date. We may deregister your FSP if you fail to meet your obligations.
Deregistration and reregistration
You can voluntarily deregister a financial service provider (FSP), or it may be deregistered by the Registrar. In some circumstances you can object to a deregistration, or apply to have the FSP reregistered.
Paying fees and levies
If you're a financial service provider (FSP), you pay fees for some transactions, including registration. You also pay levies to the Financial Markets Authority (FMA). There are several ways to pay.
Managing your online services account
Your FSPR online services account allows you to keep your FSP's contact and payment details up to date. From your account dashboard you can view and manage outstanding applications and tasks.